Frequently Asked Questions

  • When can I make an application?

    Customers can apply for a Home Loan at any time once they have decided to purchase or construct a property and even if they have not selected the property or the construction has not commenced.

  • How do I make a loan application?

    Customers can make a loan application in 3 easy ways.

    • Call us on 0124-4212530/31/32 & a Gmadar Finance officer will be happy to assist you
    • Email us at

  • What security will I have to provide?

    Security of the loan would generally be security interest on the property being financed by us and / or any other collateral / interim security as may be required by us.It is extremely important for customers to ensure that the title to the property is clear, marketable and free from encumbrance. There should not be any existing mortgage, loan or litigation, which is likely to adversely affect the title to the property.

  • Can I apply for a loan to SHUBHAM to repay a Home Loan availed by me from another Bank / Housing Finance Company?

    Yes, we provide home loan balance transfer services to our customer's. For more information contact our housing loan expert. Call us at 0124-4212530//31/32

  • Is it mandatory to have a co-applicant when applying for a Home Loan? If yes, who can be a co-applicant for my Home Loan?

    Yes, co-applicant or guarantor is required for taking aloan. Maximum of 2 applicant's income can be considered from a household.

  • What documents do I need to submit along with my application for a Home Loan?

    Photograph, Identification Proof, Address Proof, Income proof (If available), Property Documents.